While the future of social security may be uncertain, some who are retiring now are forgoing southern beaches in favor of western mountains. Reports in recent days have noted a new trend in baby boomer retirement: they're choosing to settle in the West. Demographers are noting a flow of older people toward the Rocky Mountains. Places like Wyoming or Montana promise low crime, fresh air, and low traffic.

And fresh powder too. A program in Aspen called "Bumps for Boomers" claims to teach baby boomers how to handle skiing on fresh powder. It also covers mogul skiing, navigating steep slopes and hard bumps.

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