Rising costs have driven millions who don't get a subsidy for their Affordable Care Act health plan to drop the coverage or turn to cheaper, less comprehensive — and sometimes inadequate — insurance.
Some health plans are refusing to count the copayment assistance offered by drugmakers as part of a patient's deductible. That means some patients are paying thousands of dollars more out-of-pocket.
Medicare insurance plans for drugs vary widely in the medicines they cover. For 2016, some patients who pick the wrong plan could pay nearly $12,000 out of pocket annually for a single drug.