high-deductible

Screening mammograms, like this one in Chicago in 2012, are among a number of preventive health services the Affordable Care Act has required health plans to cover at no charge to patients. But that could change, if the Sept. 7 ruling by a federal district judge in Texas is upheld on appeal.

How a Texas court decision threatens Affordable Care Act protections

5:00am September 14, 2022

by Harris Meyer

The ACA has required health insurers to provide many medical screenings and other preventive services with no out-of-pocket cost to health plan members. But a recent court decision could upend that.

For the third year in a row, the percentage of companies that offer high-deductible plans as the sole health insurance option will decline in 2020, according to a survey of large employers by the National Business Group on Health.

Firms Seeking Top Workers Find They Can't Offer Only High-Deductible Health Plans

4:48pm October 29, 2019

by Michelle Andrews

Big firms are again offering more generous health plans alongside or instead of policies with sky-high deductibles. Why? They need to do so to stay competitive and recruit top talent.

The "Cadillac tax," an enacted but not yet implemented part of the Affordable Care Act, is a 40% tax on the most generous employer-provided health insurance plans — those that cost more than $11,200 per year for an individual policy or $30,150 for famil

'Cadillac Tax' On Generous Health Plans May Be Headed For Repeal

3:51pm August 14, 2019

by Julie Rovner

The tax on an employer's generous health plan — originally envisioned as a way to get patients to avoid unneeded care — has never been implemented. Now Congress is considering a bipartisan repeal.

Clarisa Corber at work at a Topeka, Kan., insurance agency. Corber and her husband — who have three kids, a health plan and $15,000 in medical debt — were profiled in a recent Los Angeles Times investigation into the effects of high-deductible health

Employees Start To Feel The Squeeze Of High-Deductible Health Plans

8:12am May 03, 2019

by Rachel Martin

The average deductible for employer-sponsored health insurance has quadrupled in the last 12 years. A Los Angeles Times investigation finds even insured workers are going without needed medical care.

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The out-of-pocket expense of mammograms, MRIs and other tests and treatments can be several thousand dollars each year when you have a high-deductible health policy.

High-Deductible Health Policies Linked To Delayed Diagnosis And Treatment

5:00am April 18, 2019

by Erika Stallings

Her employer offered only a high-deductible health plan; that meant she'd have to pay up to $6,000 out of pocket each year. Advocates for patients say this sort of underinsurance is snatching lives.