Health Insurance

The percentage of people without health insurance has dropped to 13.2 percent from 20.2 percent in 2012, according to federal officials. The uptick in coverage has been biggest for Latinos.

Obamacare added millions of new customers whose incomes hover near the Medicaid line. When their earnings rise or fall, their health insurance could lapse while they're switching plans.

Consumers can face unexpected costs if they don't cancel their insurance plan before they relocate to another state.

Figuring out the penalty for not signing up for health insurance is just one complication. Tax filers who made more money last year than they anticipated may have to pay back some of their subsidy.

Health plans that require people to pay thousands of dollars up front cut costs in the first three years, a study finds. But no one knows if costs will rise later as people avoid preventive care.

With a few exceptions, all the policies sold on New York's health insurance marketplace won't pay for routine expenses from doctors or hospitals not in their networks.

An unpublished government study from 2009 sounded alarm bells about the risk formula used to pay privately run Medicare insurance plans. Since then billions of dollars in waste have been documented.