Health Insurance

Insurance cancellation notices have sparked a political firestorm. President Obama proposed a delay, but California's health exchange board rejected that fix. Now, despite initial outrage, some people in the state who lost their plans are finding better coverage and good deals on the marketplace.

After a rocky start, the HealthCare.gov website is supposed to be able to handle 50,000 simultaneous users by the end of the month. That figure would represent about double the site's current capacity. An expected surge in demand will present a new test.

If you advertise it, they will come. Sign-ups for Medicaid are brisk, even in states that haven't expanded their programs with an infusion of federal dollars. Experts call that the "woodwork effect" — getting the word out to people who were already eligible.

The health care law is helping low- and middle-income Americans pay for their insurance. Where does that money come from? In part, it is a matter of the well-off helping pay for those who have less. But that's not the full answer.

President Obama's proposal — designed to help reverse the recent cancellation of some health policies — seems to leave the decision up to insurance companies. But there are other decision-makers in the mix who are just as important: state regulators.

The Obama administration is plugging its health care plan by saying that half of young, single people can buy health coverage for $50 a month or less. A closer look at the claim finds that it's more like a third of single, uninsured, young adults who would get a deal that good.

A hairdresser in Alaska is one of the first people to get health insurance through HealthCare.gov. The 37-year-old woman has a chronic thyroid problem, so she's thrilled to find affordable coverage. Insurers are bracing for sick people like her to be among the first entering the market.

A small business owner and her husband expect to save big on health insurance thanks to the Affordable Care Act. Their monthly health insurance bill will drop by more than half once the policy they're buying on the Colorado health exchange takes effect.

Many health plans being offered on the New York state insurance marketplace do not include some of New York City's biggest hospitals in their networks. And across the state, many doctors say they are not yet participating in exchange plans at all.

With the federal insurance exchanges still a mess, some uninsured people are turning to local groups to figure out how and where to purchase insurance. In Florida, a lack of coordination among different agencies is leaving room for dubious outfits to enter the scene.